Facing foreclosure can be one of the most challenging issues you ever face. No one ever expects to run into mortgage trouble when they prepare to close on their new Hawaii house. Instead we imagine waking up to a beautiful Hawaii morning with the sun shining on our new lawn and into our beautiful dining room.
But things change: the economy goes down, home prices drop, jobs disappear, income is lost, all without any warning. Even with some rebound, it’s not enough and you’re forced to stop paying your mortgage, risking a foreclosure. That’s something you never thought of when you bought the home not too long ago, right? You never saw this coming, never heard any warning signs — and you’re not alone.
When this happens, do you panic? Get stressed? Worry about what else is just around the corner? Do you actually worry about being homeless?
These thoughts are natural. Let me repeat: you are not alone if you’ve thought this way. But let me also tell you that Hawaii foreclosure help is here if you need it.
Hawaii Foreclosure Help
If you stopped paying your mortgage or if you received a Notice of Default (NOD) from your lender, then the time to act is NOW. Why? Because your lender is getting ready to take you to foreclosure. One day soon you may get served official papers. The question is….
…..what sort of action do you take?
Many people will tell you to do this or that — most of those people are not real estate or financial professionals. Think about that when deciding whose advice to take. The real answer is: it depends. It depends on your financial situation and your objective, namely…..
…..do you want to keep your house or sell your house?
That’s why fighting foreclosure is not a one-size-fits-all strategy. You are you, not anyone else.
But no matter your objective, Hawaii foreclosure help is here if you’re ready for it. We have many options that may be available to help you, including….
- Sell your house quickly “as is” — cash out now, never look back
- Short sale — your lender allows you to sell your house for LESS than what you owe
- Loan modification — change the terms of your mortgage to make your payments easier
- Loan reinstatement — bring your mortgage back into good standing
If you’ve realized that you can’t make good on your loan, then don’t give up. Let me say that again: DON’T GIVE UP.
DO NOT GIVE UP!
Talk to us first to see if there’s a better option than being foreclosed upon. There is no fee whatsoever for speaking with us and asking us for help. Talk to us might be the greatest decision you ever made — but you’ll never know if you don’t contact us. We have TWO WAYS for you to reach out to us for help…
2) CALL US at (808) 377-4379
Let’s talk and see what options we have that best serve you. It’s your future – we’d like to help you make it a great one 🙂