Frequently Asked Questions

Have questions?  We’re happy to answer them. Here is a list of some of the most common questions we get along with our answers. If you still have a question that you don’t see answered here, then please email us through our contact page (or give us a call at 808-333-3677).

Q:  Are you listing my house on the MLS or are you buying it?
A:  Great question. We’re not realtors, so we can’t (and don’t want to) list your house — we actually want to BUY IT.  We buy houses Hawaii that fit our specific criteria. From there we may repair the house and resell it to another home owner or keep it as a rental ourselves – every property is different. The main idea here, though, is that we have no interest in listing your house — we actually want to buy it. That’s why we’re called Oahu Home Buyers.

Q:  Do you pay fair prices for properties?
A:  We do have to purchase a house below market value so we can make a fair profit after taking on the cost of any and all of the required renovations. However, if you’re in foreclosure on Oahu you likely don’t have equity, so we can often negotiate a lower price with your lender — all at no cost to you. In the end, we have to get a fair discount on a property so we have room to make a profit when we resell it after doing all of the work. But, we can offer you a fast, no hassle, all-cash offer, we can close quickly, are very flexible on terms of the sale, and will buy your Oahu house in any condition – yes, any condition at all. If that’s what you’re looking for and you see the value in getting your house on Oahu sold quickly, then let’s talk and agree on a fair win-win price for both of us.

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Q:  How do you determine the price you’ll offer on my Oahu house?
A:  Great question. We have a rather simple process of coming up with our offer price that we present to you. We look at the location, what repairs are needed, condition, and values of comparable houses recently sold in the same neighborhood. As you know, house values on Oahu can change quickly from area to area, especially when you factor in age of development, views and other items. So, we take everything into consideration and come up with a fair price that works for us and works for you, too.

Q:  Are there any fees or commissions to work with you?
A:  There are NO fees or realtor commissions at all to work with us. None whatsoever. We’ll make you an offer and if it works for you, then we’ll proceed to buy your Oahu house at the agreed terms. No hassle, no fees — just an easy closing process. We’ll make our money after we’ve bought the house, paid for all the renovations and marketed it to new homeowners. That’s a lot of risk we take on to make our fair profit — what you get is a quick and easy no-fee closing, along with the peace of mind knowing you can move on unburdened.

Q:  How are you different from a real estate agent?
A:  Real estate agents on Oahu, like elsewhere, list properties on the MLS and hope they can find a qualified buyer. Sometimes this works well, sometimes it doesn’t. Your property runs the risk of sitting on the open market for longer than anticipated — maybe your agent has it priced too high, maybe it’s in a less than desirable area or maybe the repairs are too expensive for your typical homebuyer to imagine taking on. You’re also competing with all the other homes currently for sale — buyers in today’s Oahu market have choices. Whatever the case, a key difference between listing with an agent and selling to us is that with an agent — you have no guarantee you’ll find a buyer. With us, you do because we are the actual buyer for your home! We are house buyers in Oahu, Hawaii.

We’re also going to buy with all cash, and won’t charge you any commissions. Why? Because realtors charge commissions, and we’re not realtors! So no commissions at all.

Q:  What if I owe more than my home is worth?

A: This is not an uncommon situation on Oahu and the greater Hawaiian Islands. Many homeowners have ‘underwater mortgages’ where they owe more than their home is worth. The likely scenario is for us to buy your house as a short sale. Luckily for you, we have professional short sale negotiators on our team that will work for you at no cost. Yes, no cost. So if your Oahu mortgage is upside down, don’t worry — ask us how can help for free.

Q: I’m facing foreclosure! Can you help me?

A: In almost all cases, YES WE CAN. The most important thing is for you to contact us NOW. We need to understand how much you owe and whether a sale or auction date has actually been set. We’ll go over your options, including us buying your Oahu house quickly for cash so that you don’t get foreclosed upon. We don’t want a foreclosure following you around for the next 7 years or so — that we means we need to talk immediately. There’s no obligation to work with us, of course, but we want to explain all of your options so that you can make the best decision for your family. The decision on how to proceed is always yours.

Q:  Is there any obligation when I submit my info?
A:  There is no obligation at all by reaching out to us. Once you tell us a bit about your property, we’ll begin our analysis. If we feel it may be a fit, then we’ll arrange an in-person walkthrough to learn a bit more so we can then present you with an all cash offer. From there, it’s 100% your decision on whether or not you’d like to sell your house to us. You’re the owner, so you decide without any hassle from us. We’re just here to give you your options — if you want us to buy it, then we’re ready to work with you.

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5 Ways To Stop or Avoid Foreclosure In Today’s Market – FREE Guide:

Need more information on the foreclosure process and How To Stop Foreclosure?  Download our FREE Stop Foreclosure Guide here. Or, you can always feel free to Contact us anytime if you have questions, want a no hassle Situation Evaluation, or want to just learn more about how we can help homeowners avoid foreclosure or sell unwanted properties for cash.